Starting with the 2014 year, individuals are required to have minimum health coverage for themselves and their dependents. Keep an eye on your health insurance plans for 2014, as they will be forced to come into compliance with the Affordable Health Care Act's provisions. In some cases, your premiums may increase. In some cases, your particular plan may be cancelled, with other plan options offered, instead. In some cases, your insurer may exit the market in your state. As you sort through your choices, if you consider not being insured, please contact me for an estimate of the corresponding penalty.